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Penny Post Credit Union: Loans reviews

4.88
Based on 662 reviews, last reviewed 28th Jul 2025
56% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fast and very easy to use. Fast and very easy to use. Communication very good. Repayments don't way heavy on your mind. All taken care of straight from your earnings. Reviewed on: 28th July 2025
Louise O's avatar
Louise O

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (662)

Never had a problem with penny post always very help...

5
Never had a problem with penny post always very helpful and a speedy service Reviewed on: 3rd June 2025

Great service and nice staff, always willing and abl...

5
Great service and nice staff, always willing and able to help. Reviewed on: 3rd June 2025

Brilliant Penny Post

5
Have been with Penny Post for many years now, have saved regularly and had loans on several occasions, all dealt with in a timeous and courteous manner. I am now retired from Royal Mail, but will continue with the credit union as they offer a wonderful service. Reviewed on: 3rd June 2025

Applying for loans

5
Wanted to borrow a loan,had no problem the costumer service was excellent and received the funds very quickly, will definitely carry on using this service. Keep up the good work Reviewed on: 3rd June 2025

Straight forward process, hassle free

5
Straight forward process, hassle free Reviewed on: 3rd June 2025

Incredible company!

5
Incredible company! Easy to deal with, quick and customer service is exceptional! Reviewed on: 3rd June 2025

I ben denied due my account history

4
I ben denied due my account history Reviewed on: 3rd June 2025

They are always there to advise help support you in...

5
They are always there to advise help support you in financial moment of need Reviewed on: 3rd June 2025

The loan application was so simple and easy and when...

5
The loan application was so simple and easy and when I got stuck there was someone there to help me with the information I needed to provide which was all done via online so no sending paper, once loan was agreed money was instantly in my bank. Reviewed on: 3rd June 2025

Helpful staffed

5
Helpful staff/ fast easy to use service. Reviewed on: 3rd June 2025

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