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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (662 reviews)

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4.88

Based on 662 reviews, last reviewed 28th Jul 2025

44% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fast and very easy to use. Fast and very easy to use. Communication very good. Repayments don't way heavy on your mind. All taken care of straight from your earnings. Reviewed on: 28th July 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (662)

good customer service , great App ,quick and efficie...

good customer service , great App ,quick and efficient service Reviewed on: 3rd June 2025

Excellent value and customer service

Excellent value and customer service Reviewed on: 3rd June 2025

I have applied first time for a small amount loan an...

I have applied first time for a small amount loan and I was amazed the process took less than 20 mins and accepted just like that . Reviewed on: 3rd June 2025

Always quick and friendly service

Always quick and friendly service Reviewed on: 3rd June 2025

Extra help for mentl health

Theyve always been there for me in a emergency or when i need that extra cash for a mental health break from work and life! Reviewed on: 3rd June 2025

Easily accessible,perfect comms.

Easily accessible,perfect comms. Quickly granted. Reviewed on: 3rd June 2025

Applied for a loan and was accepted withing 24hours,...

Applied for a loan and was accepted withing 24hours, excellent service Reviewed on: 3rd June 2025

Very pleasurable experience over the phone and via e...

Very pleasurable experience over the phone and via e-mail. Staff very helpful and pleasant. Never had an issue. Reviewed on: 3rd June 2025

I applied on line few easy steps approved, signed on...

I applied on line few easy steps approved, signed on line money in bank within the hour Reviewed on: 3rd June 2025

I had an outstanding experience with penny post cred...

I had an outstanding experience with penny post credit union. From start to finish, the process was smooth, transparent, and incredibly efficient. The application was straightforward, and I received a decision much faster than I expected. What really stood out was the customer service—every representative I spoke with was knowledgeable, friendly, and genuinely committed to helping me find the best loan option for my needs. They took the time to explain all the terms clearly and answered every question I had with patience and professionalism. The interest rates were competitive, and there were no hidden fees or surprises. I felt supported and informed throughout the entire process, which gave me great peace of mind. Reviewed on: 3rd June 2025

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