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Penny Post Credit Union: Loans reviews

4.88
Based on 663 reviews, last reviewed 2nd Sep 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

I had an outstanding experience with penny post cred...

5
I had an outstanding experience with penny post credit union. From start to finish, the process was smooth, transparent, and incredibly efficient. The application was straightforward, and I received a decision much faster than I expected. What really stood out was the customer service—every representative I spoke with was knowledgeable, friendly, and genuinely committed to helping me find the best loan option for my needs. They took the time to explain all the terms clearly and answered every question I had with patience and professionalism. The interest rates were competitive, and there were no hidden fees or surprises. I felt supported and informed throughout the entire process, which gave me great peace of mind. Reviewed on: 3rd June 2025

Easy to withdraw funds and customer service always g...

5
Easy to withdraw funds and customer service always great Reviewed on: 3rd June 2025

They are really helpful.

5
They are really helpful. They explain everything all the way through. Reviewed on: 3rd June 2025

Perfect for everyone

5
All way good for me, and the rates are good and it comes straight from my wages Reviewed on: 3rd June 2025

Quick loan needed

5
Car broke down and couldn't be fixed ask for a loan and they help out quickly Reviewed on: 3rd June 2025

Great to experience

5
It was easy step, all through the initial application to the approval stage Reviewed on: 3rd June 2025

Been with them many years , always excellent service

5
Been with them many years , always excellent service Reviewed on: 3rd June 2025

Customer service is excellent and the turnaround tim...

5
Customer service is excellent and the turnaround time is good Reviewed on: 3rd June 2025

Always an attentive and professional service.

5
Always an attentive and professional service. Great value Reviewed on: 3rd June 2025

Always quick to respond to any enquiry and fast at p...

5
Always quick to respond to any enquiry and fast at processing loan applications Reviewed on: 3rd June 2025

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