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Penny Post Credit Union: Loans reviews

4.89
Based on 663 reviews, last reviewed 2nd Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Just a great union, always helpful

5
Great credit union, more so when I've been struggling they have always understood an lowers my loan payments an done whatever they can to help everytime, unlike other credit union that won't even let me withdraw 10 pound from savings when I haven't got a penny to top meter up at home because I need to keep savings against loan (commsave) Reviewed on: 25th June 2022

Great service

5
Sensible loans safe to save too, kind staff and easily accessible. Reviewed on: 24th June 2022

Best credit union out there

5
Great, really great, great, really great , great Reviewed on: 24th June 2022

One and only top nudge savings place .

5
Easy to set up and let the payroll do its thing . Amazing customer service team and very helpful . Love it . Reviewed on: 24th June 2022

Easy way to save money

5
Simple and easy to use my kind of savings account Reviewed on: 24th June 2022

Great way to save

5
Always friendly helpful staff. Easy to save money from my wages. Reviewed on: 24th June 2022

Serving their members

5
1st class service to the membership,Loans given if you meet the simple criteria.or just save as you require and watch your money grow ,I have a bank account with the Halifax whereby I have more savings than with the penny post credit union , guess which is more beneficial to me.the Halifax which I do not get a penny in interest or the credit union where I get a handsome yearly dividend,it’s a no brainier Reviewed on: 24th June 2022

AtoZ

5
Great company loans and savings best of all Reviewed on: 24th June 2022

Very good

5
Very good service and customer care Reviewed on: 24th June 2022

Hassle free saving

5
Easy to save and withdrawal funds, increase and decrease when needed. Reviewed on: 24th June 2022

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