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Penny Post Credit Union: Loans reviews

4.88
Based on 663 reviews, last reviewed 2nd Sep 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Fast service

5
Easy and fast service always upfront with what you need to done easy to understand paper work Reviewed on: 31st August 2021

Excellent company always happy to help.

5
Everything has always been so simple to access and never had any problems accessing or saving money with them. Reviewed on: 27th August 2021

Great loans from pay

5
Easy way to borrow & repay a loan straight from pay. Everyone very helpful. Reviewed on: 25th August 2021

Brilliant

5
Absolutely marvellous quick effective and reliable Reviewed on: 19th August 2021

Friendly, reliable A plus

5
Couldn’t fault penny post for a thing. Such a friendly, quick and reliable company that are always there whenever I need them, whether it be savings or loans. A+ company! Reviewed on: 19th August 2021

Great

5
Very helpful and quick service. Reviewed on: 19th August 2021

Very helpful staff

5
Very quick response and pay out. Clear information given, staff was very attentive and clear on every detail given. Would highly recommend Reviewed on: 19th August 2021

Easiest Loan Service.

5
I was in need of a loan as my car broke down and I needed some emergency repairs. I applied for a loan with Penny Post Credit Union and the staff were so helpful and I was able to be approved quickly so that I could get my car back up and running again. Reviewed on: 19th August 2021

Trustworthy &friendly.

5
I joined penny post a few years ago. I have loans & savings with them. In my experience they are friendly & very helpful. Plus the interest on the loans & savings are good. Nothing is too much trouble for them. I would definitely 100% recommended them to anyone. Reviewed on: 16th August 2021

Getting a loan is a breeze

5
Every thing was so easy to do from using the loan calculator to get a idea of what you're repayments will be to the loan form process which was just a breeze nice friendly staff to help you if you need them. Penny post credit union in my opinion is best by Far. Reviewed on: 13th August 2021

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