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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (663 reviews)

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4.88

Based on 663 reviews, last reviewed 2nd Sep 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Excellent service and very helpful

Was in a spot of trouble, with car and house problems. Don't have the greatest credit score so this service was the best choice for me. Very helpful and brilliant service Reviewed on: 11th August 2021

Quick and easy

The loan process is really quick and simple and money is then transferred straight to your nominated bank account Reviewed on: 7th August 2021

Borrowing rates

I’ve not yet had to use this service but looking at the rates as I are already holding an account with penny post I will have no doubt that this is service will come in very handy when I want my first loan. Reviewed on: 29th July 2021

Easy and hassle free

Straight forward paperwork repayment from wages 10/10 Reviewed on: 28th July 2021

Great Customer Service

Always friend and helpful with great products Reviewed on: 26th July 2021

The best place to borrow and save

Quick affordable loans Great saving products most of all fabulous team Reviewed on: 6th July 2021

Communication, spot on!

Very easy to communicate with. Wether it's asking for info, asking questions, or answering queries. Always easy to communicate with. An absolute country mile best CU I've used. Reviewed on: 1st July 2021

Probably the best lender out there

Great interest rates, easy and straight forward. Excellent support too! Reviewed on: 30th June 2021

Amazing and easy

I have used penny post for years. So easy to save and the new website means it so easy to get the loan when you need it and the money is in your account so quickly . It's easy and user friendly. Reviewed on: 30th June 2021

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