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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (663 reviews)

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4.88

Based on 663 reviews, last reviewed 2nd Sep 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Love pennypost

Been with pennypost years now and best customer service nothings a problem and loans are fast and straight forward and I wouldn't use anyone else now Reviewed on: 29th June 2021

Great customer service and support

Always willing to help and support you with loan quick and easy to access information. Reviewed on: 29th June 2021

Excellent service and staff

The penny post is a great service offering excellent rates on savings and loans. Service is excellent with pleasant professional staff. Loans are sorted out very quickly. The web site is easily orientated showing everything you need to know. Reviewed on: 29th June 2021

Fantastic quick relaiable

Penny post great way to save and also loans are so quick and flexible absolutely fantastic Reviewed on: 29th June 2021

the real alternative to banks

A straight forward loan application,quick decision,easy to apply using Nivo app. a range of variable interest rates depending on which of the 5* rated loans suits you. from short term- to whatever you require for. Also great for regular savings with an added bonus of extra dividend for xmas savers straight from your salary like your loan . Reviewed on: 29th June 2021

Great

A great way to save money weekly. Reviewed on: 29th June 2021

Outstanding service

I would be totally lost without pennypost credit union, loans are fantastic & easy brilliant rates & taking from your payroll, same with the savings too ,absolutely fantastic service . Reviewed on: 28th June 2021

Loans

Very good loans and easy to apply for the loans you can choose the amount you want to pay back Reviewed on: 28th June 2021

Great service

Penny post credit was the easiest loan I have ever applied for. The service was friendly and helpful, money was transferred really quick and the repayments are very fair. Would recommend to anyone. Reviewed on: 27th June 2021

Great loans

A great credit union who looks after its members,loans with great rates and better than average returns in your savings Reviewed on: 27th June 2021

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