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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (663 reviews)

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4.88

Based on 663 reviews, last reviewed 2nd Sep 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Cheap, affordable loans

I get a £1500 Christmas loan every year and only pay £90 interest on it. Reviewed on: 27th June 2021

Very helpful very professional

Penny post are great to use, helpful and friendly Reviewed on: 27th June 2021

Saviour in my hour of home emergency.

Friendly staff on the end of the phone line. I have been a member of Penny Post Credit Union for over 10 years and have a savings account and borrowed money when in need. Reviewed on: 26th June 2021

brillant company !!

been with the credit union for a few years, when dealing with the staff when applying for loans, they're been friendly and deal with the loans very quickly, they offer various kind of loans and great rates. Reviewed on: 26th June 2021

Brilliant help

I have used penny post for years and would recommend to anyone. I had money issues and they helped me out. Not only with a loan but while paying the loan I am also paying into savings at the same time which I would never have done before. Reviewed on: 26th June 2021

Fast and efficient

Excellent service always quick and easy always good communication . Reviewed on: 26th June 2021

Fast and reliable. No fus. Brilliant.

Fast loan approvals. Brilliant on savings. Best union credit ever. I would not change it. Always there for you for anything. Thanks Reviewed on: 26th June 2021

Penny post are great

They have helped me to save and also gave me a loan when I needed it and they are reasonable and affordable Reviewed on: 26th June 2021

Easy to apply and obtain a loan. Loan repayment does not put pressure on me since it is taken directly from my pay.

The best way to get a loan instead of going to the high street bank. Reviewed on: 26th June 2021

Can't fault savings and loans

Super products and services. Really good customer service Reviewed on: 26th June 2021

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