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Penny Post Credit Union: Loans reviews

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4.88
Based on 663 reviews, last reviewed 2nd Sep 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
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1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c
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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Great to deal with

5
Its so easy. I can save as well as pay off my loan. Love it Reviewed on: 26th June 2021
Lynn's avatar
Lynn

Excellent

5
Easy and quick to take loan Good customer service Reviewed on: 26th June 2021
Charles's avatar
Charles

A very good loan provider

5
Very flexible when needed. Have always been very responsive with any questions and have used Penny post for a few years Reviewed on: 26th June 2021
Lee Stringer's avatar
Lee Stringer

Excellent service

5
Excellent service, friendly and helpful staff. Very reasonable interest charges, compared to any other company. Highly recommend. Reviewed on: 26th June 2021
Andy's avatar
Andy

Saviour savers

5
The staff and yeam at Penny Post are always. So helpful and canny. Tbey really help you and the organisation has really helped me over the years. Reviewed on: 26th June 2021
Rachel Kirk's avatar
Rachel Kirk

Never had a loan before.

5
One day i was talking to a colleague one day about his trip to Vegas, and how he got a loan through work. I didn't even know they did them through work so that intrigued me. To cut a long story short, about a week or two later, I dropped my brand new phone o the floor & broke the screen! Having not taken out any insurance yet, I needed to find thr money quick. As a first timer in looking in loans, I found the Pennypost loan website easy to use and I got my loan within a few days. I didn't take out a lot, just a bit more than I needed, but I'm still greatful for that loan. It benefited me in more ways than one and I still have some left over too! Reviewed on: 25th June 2021
Vorn's avatar
Vorn

Best credit union

4
Efficient and reliable The only problem thé don’t open on Saturday Reviewed on: 25th June 2021
koffi Olivier's avatar
koffi Olivier

Helping everyone when needed

5
Sometimes personal circumstances can hold you back from gaining credit. Managing to refinance and sort years of problems through my pay and penny post transformed my credit. Thankyou Reviewed on: 25th June 2021
Robert White's avatar
Robert White

One of the best...

5
Its one the best things can happen to you...low intrest rates affordable payment plan very flexible and with very very good staff...what else you want Reviewed on: 25th June 2021
Addz's avatar
Addz

Helpful

5
They will try to go out there way to help you Reviewed on: 25th June 2021
Marc's avatar
Marc

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