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Penny Post Credit Union: Loans reviews

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4.88
Based on 663 reviews, last reviewed 2nd Sep 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c
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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Excellent service

5
Could not recommend penny post enough . They are very helpful and clear with you throughout the whole process of applying for a loan . They ensure you are knowledgeable about the product to make sure you know it is the right option for you . Reviewed on: 25th June 2021
JoeD's avatar
JoeD

Understanding

5
Penny post listened to what people say Reviewed on: 25th June 2021
Pauline 's avatar
Pauline

Very good speedy service

4
I can say that Penny Post is so easy as the money comes straight from your salary so you never miss a payment! The staff are very friendly too!! Reviewed on: 25th June 2021
Brian Evans's avatar
Brian Evans

Loans

5
System so easy to use. Quick service. Reviewed on: 25th June 2021
Kenny Davies's avatar
Kenny Davies

excellent service

5
have used their services to save & take out their easy to complete loans Reviewed on: 25th June 2021
ian's avatar
ian

Loans

5
Loans are safe easy and very good interest rates also you must have savings which is good. Reviewed on: 25th June 2021
kathleen189@btinternet.com's avatar
[email protected]

Great customer service

4
Was really struggling with some debts and needed to consolidate my loans , pennypost helped me when no one else would , great customer focused company with a fair approach to you as a individual not just what a number says on your credit file. Reviewed on: 25th June 2021
Gemma Kelly's avatar
Gemma Kelly

Seamless

5
Sublime.............................. Reviewed on: 25th June 2021
BOOKER / Phoenix Rising's avatar
BOOKER / Phoenix Rising

Great customer service no fuss

5
I've had a few loans for holidays and Christmas ive always found it easy to apply and have always been dealt with swiftly.the nivo app is a great addition and means things move alot quicker. Transfers are quick and easy. Reviewed on: 25th June 2021
Sally 's avatar
Sally

Excellent service

5
Very fast and efficient loan approval Reviewed on: 25th June 2021
Larry Awere 's avatar
Larry Awere

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