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Penny Post Credit Union: Loans reviews

4.88
Based on 663 reviews, last reviewed 2nd Sep 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Great customer service

5
The company is very easy to deal with and when you want to speak to someone the staff are very helpful and polite on the phone and will try their best for you. Reviewed on: 25th June 2021

Loans

5
Perfect for all needs. Comes direct out of wages so no worries with payments etc no bad on interest rates either. Check everything on a simple app. Simple application too. Reviewed on: 25th June 2021

Quick easy friendly

5
Friendly people who processed my loan in no time Reviewed on: 25th June 2021

Quick easy efficient

5
Such friendly helpful service. Fully understanding all circumstances Reviewed on: 25th June 2021

Simply the best

5
So quick at sorting everything no hassle and highly recommend. Reviewed on: 25th June 2021

First class loans

5
I always choose pennypost when I need to borrow money. The people are really friendly and the whole process is easy. The fact that it comes out of my wage before I even have it means I don't have to worry. And the rates are good too! Reviewed on: 25th June 2021

Lending in a time of crisis

5
Having had a much needed loan to consolidate a few cards etc. last year I found myself shielding for the most part so my usual overtime was non existent. Fortunately, I was able to top up my current loan to keep things afloat which was a massive relief Reviewed on: 25th June 2021

Excellent rates

5
Great rates great customer service quick and easy way to apply loan I’m with this company past 5 years and newer got disappointed. Reviewed on: 25th June 2021

Excellent service and staff

5
They have went out of their way to help , great Reviewed on: 25th June 2021

Amazing

5
Great company. Great services available and staff are friendly and helpful whenever I contact them. Reviewed on: 25th June 2021

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