Smart Money People Logo

Penny Post Credit Union: Loans reviews

4.88
Based on 663 reviews, last reviewed 2nd Sep 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

Review Penny Post Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Penny Post Credit Union Loans reviews (663)

Helpful

5
Always helped me when I've needed it Reviewed on: 25th June 2021

Really helpful company

5
Really good and helpful made everything seem so easy Reviewed on: 25th June 2021

Quick and easy

5
Had bad credit but penny post game me a loan as other companies had turned me down well done team penny post Reviewed on: 25th June 2021

Hassle Free Loans

5
Easy and understandable website, friendly staff whatever the issue I have. Great communication !! Reviewed on: 25th June 2021

Always there when I needed help

5
I've been a member of Penny post for a number years , both savings and loans and have always had great customer service. When I needed help in times of trouble, Pennypost and their amazing staff have always been there to save the day , thank you so much Reviewed on: 25th June 2021

Best credit union

5
Penny post is absolutely the best place for members to save and the loans, are amazing value an the fact that they take the payments directly from your wages means you never miss a payment Reviewed on: 25th June 2021

One of the best I have ever seen

5
I’m advising you guys penny post is the best of all I have been using this and it helped me a lot especially saving and loan Best of the best Reviewed on: 25th June 2021

Brilliant

5
Great on line service for loans and savings Reviewed on: 25th June 2021

Pennypost savings and loans

5
i have saved with Pennypost for a few years and have had a loan from them, they are efficient, quick 2 respond 2 yr questions and very low interest rate, its the best ive ever seen, thankyou Pennypost, you have been a saviour Reviewed on: 25th June 2021

Loans

5
In my own view they the best in loans Reviewed on: 25th June 2021

Do you have a different Penny Post Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Penny Post Credit Union?

    View all products