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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (663 reviews)

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4.88

Based on 663 reviews, last reviewed 2nd Sep 2025

87% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Brilliant service

Takes the stress out of borrowing. Reviewed on: 25th June 2021

Totally about the customer

I have struggled this year due to covid coming at a time in which I have changed jobs, pennypost have completely understood this from my perspective and allowed me to get to a position paying a minimal amount without hassling me. I am now in a fully sustainable position to make full and over the top payments on my loan and without the stress and doubt on finances that could have been detrimental to my mental health. They have really been great. I really appreciate the way in which everything was handled a really lovely credit agency for the people. Well done PP. Reviewed on: 25th June 2021

Penny post loans

The process to apply for a loan is so easy to use , all the information is easy to use . Reviewed on: 25th June 2021

Very efficient service

Loan was dealt with very quickly Reviewed on: 25th June 2021

Amazing

Great help when I needed it most Reviewed on: 25th June 2021

Boost your financial sense

Penny Post values it's savers with excellent loan rates when that rainy day occurs. Reviewed on: 25th June 2021

Loan

Very helpful and understanding easy to understand the application form Reviewed on: 25th June 2021

Excellant for loans and savings

Excellant customer service, affordable loans Reviewed on: 25th June 2021

Most appreciated credit union.

The way I was treated was so heart warming. Reviewed on: 25th June 2021

Quick response

Always happy to discuss loans and which suits you best, been saving for many years Reviewed on: 25th June 2021

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