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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (663 reviews)

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4.89

Based on 663 reviews, last reviewed 2nd Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

Penny Post Credit Union Loans reviews (663)

Review of the Penny Post Credit Union, Loans:

i have applied successfully for many loans for home...

i have applied successfully for many loans for home improvements and loans have been paid quickly and promptly into my bank account Penny post do not penalise you for paying off the loan early which i have done several times Reviewed on: 1st May 2025

They’ve been there for me when banks didn’t want to...

They’ve been there for me when banks didn’t want to know, make it so easy to save and get loans that are affordable and easy to pay back Reviewed on: 3rd June 2025

Very quick loan at great rate with first rate comms...

Very quick loan at great rate with first rate comms from a friendly, professional, knowledgeable team. Reviewed on: 3rd June 2025

Excellent.

Excellent.money was in my account in a day Reviewed on: 3rd June 2025

Great company made borrowing so easy and always help...

Great company made borrowing so easy and always helpful when I need them. Reviewed on: 3rd June 2025

Applied for loan and got it the same day very...

Applied for loan and got it the same day very good Reviewed on: 3rd June 2025

Extremely professional, quick and easy to deal with

Extremely professional, quick and easy to deal with Reviewed on: 3rd June 2025

Unbelievable credit union would highly recommend

Unbelievable credit union would highly recommend Reviewed on: 3rd June 2025

Very reliable and fast.

Very reliable and fast. The online service is also good Reviewed on: 3rd June 2025

Christmas struggle

Struggled for Xmas got in touch with penny post and had the money in my account the week after. Reviewed on: 3rd June 2025

Best loans

Always helpful whenever I’ve contacted them and always great value and easy to apply Reviewed on: 3rd June 2025

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