One star is too much for this company. I had to ask three times for a redemption certificate, finally received and paid by cheque to... One star is too much for this company. I had to ask three times for a redemption certificate, finally received and paid by cheque to outstanding balance plus the extra for paying by cheque. Certificate received on 20/10/2023, cheque sent on the same date by recorded delivery, cheque was received by precise on 23/10/2023 and not paid in until 03/11/2023! Now they are chasing me for an outstanding balance for interest that has occurred because they didn’t submit the cheque on the date they received. I have spoken to numerous people now at precise and no one is willing to help or address this matter. Now they want to send an email to the financial team. Absolutely joke of a company. Read more Read less

I have requested a redemption certificate twice now. Instead I’ve had legal action letters and visit from a bailiff!

Absolute joke of a company, we supplied all the information they requested, as we we're totally open and transparent, and we agreed a 2 year... Absolute joke of a company, we supplied all the information they requested, as we we're totally open and transparent, and we agreed a 2 year fixed deal, which we were happy with, and then at the last minute, they changed the goal posts and said they could only offer us a 5 year fixed deal, funny that, after a short fall in interest rates, talk about ripping people off, these are not to be trusted in any way, shape or form. Read more Read less

I've had a 2nd mortgage with Precise Mortgages for 12 years, I've never defaulted, always paid on time yet with increased I treat rates recently... I've had a 2nd mortgage with Precise Mortgages for 12 years, I've never defaulted, always paid on time yet with increased I treat rates recently the took it upon themselves to increase by 8%, rather than by the 4% the actual rates went up by. Result is I am paying 12%!!! I think they want to either make a massive profit on this or repossess. Thanks fully I had the funds to pay it off and stick 2 fingers to them but AVOID! Read more Read less

I took out a mortgage in June 2015. Whenever I have called Precise they have been courteous. However, they didn’t offer me a new product... I took out a mortgage in June 2015. Whenever I have called Precise they have been courteous. However, they didn’t offer me a new product at the end of my two year period. So, I started overpaying my mortgage every month. I needed to go back to my broker for a new deal with precise, but he had moved away and some other brokers were wanting me to increase the length of my mortgage, which I wasn’t willing to do. So, I think precise are ok Read more Read less

I have many Precise B2L mortgages ,so was happy to apply for another .I paid all my fee's up front on the initial acceptance by... I have many Precise B2L mortgages ,so was happy to apply for another .I paid all my fee's up front on the initial acceptance by the broker. Property was valued and a reduced offer was indicated ,I challenged the valuation and was suddenly turned down with no explanation . I have trawled the internet for credit agencies and have no defaults or bad credit score .This is a very bad way to rob people of money ,so therefore PRECISE are not to be trusted . Read more Read less

Do not recommend taking house mortgage from this company because I’ve been waiting weeks for a decision and everytime I was asked to provide more... Do not recommend taking house mortgage from this company because I’ve been waiting weeks for a decision and everytime I was asked to provide more evidence of my salary and employment of contract. I have been a agency worker for over 3 years and my application got rejected…they charge 500£ for an application but when it gets rejected you lose all this money. This is complete rip off !! Read more Read less

Buy to let Landlords be VERY AWARE You may not be offered a new product at the end of your introductory rate !!! - A* for retentions - Not

Used to be a good lender, but is a complete mess in nowadays.. We buying properties heavily as a business so like 3-5 diff applications... Used to be a good lender, but is a complete mess in nowadays.. We buying properties heavily as a business so like 3-5 diff applications at the same time.. Precise outsourced their offices abroad I believe so as customer support no longer able to understand nor speak properly :) Whole process is superb slow.. I mean - even my broker told me- we should turn away from Precise.. None of our complains so far was resolved.. There is much better and safer lenders in nowadays, stay away from Precise! Read more Read less