Smart Money People Logo

Prosper: Investment accounts reviews

4.79
Based on 404 reviews, last reviewed 22nd Jun 2025
2% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
83%
See only 4 star reviews
14%
See only 3 star reviews
3%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flawless online service, ongoing email communications Flawless online service, ongoing email communications Reviewed on: 22nd June 2025
PAUL S's avatar
PAUL S

Latest lowest rating:

1

Not easy to work with Unresponsive customer service. Slow order placement in SIPP. App issues that are ignored. I have very low confidence in them, which is a shame as they... Read more Reviewed on: 19th April 2025
Paulo's avatar
Paulo

About this product

Prosper offer general investment accounts (GIAs).

Prosper GIAs have no contribution limits, they are free to open and you can move money in and out easily via the app. Prosper refund fees on 30 funds from the best-known asset managers around the world.

Prosper GIA reviews help you find out what it’s really like to be a customer. If you’ve used Prosper before, you can also leave a review and share your experience.

Prosper Investment accounts reviews (404)

Review of the Prosper, Investment accounts:

Love prosper, it’s a great app for low fee investmen...

5
Love prosper, it’s a great app for low fee investments with little compelxity Reviewed on: 20th March 2025

Investing Made Easy!

5
User-friendly platform with flexibility, guidance and insight. Top-notch customer service. Reviewed on: 20th April 2025

So far so good, good rates.

3
So far so good, good rates. I joined as they had good ISA rates. So far, I have not invested a lot of money with them but enough to open an ISA. I do however feel that as a new bank they will require a lot of capital to keep going and this makes them a risk with large investments Reviewed on: 19th April 2025

Low fees.

4
Low fees. Good selection of funds, but more would be nice. Customer service via email is excellent Reviewed on: 19th April 2025

Great service so easy to open account , efficient fr...

5
Great service so easy to open account , efficient from start to finish. Reviewed on: 19th April 2025

I’ve used a couple of savings accounts and my experi...

5
I’ve used a couple of savings accounts and my experience both times has been smooth easy and very try good value for money. I’d recommend Prosper to anyone looking g for smart and easy ways to save their money Reviewed on: 19th April 2025

Simple but effective

5
Very easy to set up and administer and really easy to use website Reviewed on: 19th April 2025

Poor info on exactly how you withdraw, why not make...

4
Poor info on exactly how you withdraw, why not make it clear that you respond to a bot message to release and be clear. Reviewed on: 19th April 2025

Prosper Stocks & Shares ISA

3
Easy account opening. Decent range of funds. Not too clear how the refunded ocf ones work. Depositing money is a bit slow, takes a day or too and executing orders isn’t particularly transparent . App is very basic. Reviewed on: 19th April 2025

Prosper app and ISA’s

5
Very easy to use app and excellent interest rates. Account was very simple to set up Reviewed on: 19th April 2025

great offers and good interest rates

4
They seem to have great offers and good interest. Seem like a good team with fast support and a good online service and app Reviewed on: 19th April 2025

Do you have a different Prosper product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Prosper?

  • Pension

    from Prosper 5.00 from 1 reviews
    Prosper
  • Cash savings

    from Prosper 4.75 from 4 reviews
    Prosper
  • Stocks and shares ISA

    from Prosper 4.75 from 4 reviews
    Prosper
    View all products