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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Straight forward lending at great rates

Never had issue with extra funding or paying in extra to clear loan earlier. Reviewed on: 30th June 2017

excellent

good service really easy to apply Reviewed on: 30th June 2017

Five star lenders

The best rate available for the loan provided by far. No issues. Reviewed on: 30th June 2017

Excellent service all around!

RateSetter lived up to their name with an excellent rate. It was easy to apply for, and quickly approved. The loan was in my account almost over night. An overall impressive service! Reviewed on: 30th June 2017

A very sensible and responsible to deal with.

In these times of financial uncertainty, I was very lucky to come across a company like ratesetter who I belief will make a huge positive difference to the Brittish economy in what are uncertain times. Positive people with a very positive attitude to lending. Thank you Ratesetter. Reviewed on: 30th June 2017

Quick simple competitive

Always use ratesetter as they are competitive it's also quick and simple to use. What more could you ask for Reviewed on: 30th June 2017

Loan

Ratesetter provided me with a comprehensive loan at a very competitive rate. Online portal is clear and user friendly; I would highly recommend. Reviewed on: 30th June 2017

Easy, affordable personal loan

Maybe you can find a lower interest rate somewhere, but it is still really good and the whole process was smooth and quick to apply for a personal loan. Reviewed on: 30th June 2017

Very easy to use

No problems. I like how i dont get spammed with useless e-mails Reviewed on: 30th June 2017

Easy application clear forms

Does what it says on the box simple app straight wording no gobble de gook Reviewed on: 30th June 2017

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