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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Smooth, fast, hassle free!

Would use ratesetter again in a heartbeat and would recommend to friends & family. Reviewed on: 30th June 2017

Fantastic company with good rates

I have never had any problems with Ratesetter. Everything is clearly communicated in record time and they are very helpful should you need to contact them regarding anything. I would definitely recommend Ratesetter to my friends and family and already have done so on a few occasions. Reviewed on: 30th June 2017

Top notch service

Easy from start to finish, no hidden clauses and friendly team. Well done! Reviewed on: 30th June 2017

Best rate found

It was a very quick and easy process and the best rate around. I would really recommend their services. Reviewed on: 30th June 2017

Super easy

Really easy application process and very quick decision. Great rates available. Repayment plan easy to understand and opportunity to pay back early or increase loan amount is a great bonus. I'd definitely use again. Reviewed on: 30th June 2017

The cheapest loan I've ever had

Easy to apply very happy with the service thanks ratesetter Reviewed on: 30th June 2017

As easy as 1 2 3

Tool a loan out with a very competetive interest rate. From start to finish it all went smoothly and very easy to apply for. As easy as 1 2 3. Reviewed on: 30th June 2017

Quick and easy

Our daughter needed a loan but needed us to put in our name as her credit rating is not as good as ours. She found this on the internet and the wait to be accepted was quick and easy and the rate of which the money was put into our account was very quick. I would readily recommend ratesetter to anyone needing a loan. Reviewed on: 30th June 2017

Very good service and competitive rates

Would use ratesetter again and highly recommend to my family and friends Reviewed on: 30th June 2017

Great Company and Easy to Use.

Rate setter were very easy to use and gave me an instant update to if I could get a loan. The money was then transferred in a few days and I was extremely please with how thing whole experience went. Would definitely recommend to family and friends. Reviewed on: 30th June 2017

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