Write a review

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

View other RateSetter products

4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

So, so simple

I was drawn to ratesetter following research on the web. Having decided to go ahead I was delighted to find that advertised interest rates did not suddenly shoot up. The application process was simplicity itself and response time was incredible. Reviewed on: 29th June 2017

Fantastic Service

I have used Ratesettler twice. The rates are much lower than other companies and the service is second to none. The transactions were so easy and the money was in my bank the next day. I would recommend them to anyone, without hesitation. Reviewed on: 29th June 2017

Car loan

Very easy to set up and be accepted for the loan. Got a nice email to tell me i had made my final payment as well. Reviewed on: 29th June 2017

Great company

Excellent no nonsense company. Easy to view everything online Reviewed on: 29th June 2017

Car Loan

The transaction was simple and quick. No fuss just got me what I wanted. Reviewed on: 29th June 2017

No hassle; does what it says on the tin

Ratesetter explain everything upfront; they tell you if you're likely to be accepted, they give you a quick decision, and the money is in your account quickly. They also allow you to make overpayments, which is great. They do what it says on the tin! Reviewed on: 29th June 2017

Great rate

Quick ,Easy , great rate and hassle free. Reviewed on: 29th June 2017

Excellent service

Fast and excellent service even when times were tough Reviewed on: 29th June 2017

Very good

Simple, straightforward great, always respond, you know exactly what your paying every month Reviewed on: 29th June 2017

Easy to manage online

Always had great service. Easy to manage account online. No hidden nonsense. Reviewed on: 29th June 2017

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Unsecured loans
from East Kilbride Credit Union 4.98 from 92 reviews
Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.80 from 39 reviews
Loans
from Vanquis 4.92 from 1253 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.96 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub