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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Ratesetter, Loan Company

5
This firm is absolutely brilliant for loans and great to deal with! Reviewed on: 3rd March 2022

Value

5
For a low cost loan great apr I would go no where else Reviewed on: 3rd March 2022

Fast and friendly

5
When I applied to increase my loan and called to find out how it was getting on customer service was great and understood! Reviewed on: 3rd March 2022

the best

5
We’re fast If approved, get the money in your account next working day. Reviewed on: 3rd March 2022

Top draw

5
No hassle process and access to funds quickly.. good customer service Reviewed on: 3rd March 2022

Great and effective services

5
Needed a loan for home improvements and Ratesetter was fantastic. Very low interest rate compared to other companies and quickly transferred money. I also like that I can pay additional monthly payment to reduce my loan down. Reviewed on: 3rd March 2022

Just normal loan

3
Normal, nothing bad, nothing exciting Reviewed on: 3rd March 2022

Excellent speedy hassle free service

5
They made the whole loan application process so easy Reviewed on: 3rd March 2022

Excellent service

5
Quick response to any requests and prompt outcome when applying for a loan. Reviewed on: 3rd March 2022

Brilliant service

5
Very quick loan payment. Excellent customer service and very accommodating. Reviewed on: 3rd March 2022

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