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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

So simple! Set up immediately and cash in my account within the day. Highly recommended no hassle lending.

My bank were dragging their heels when I asked for a loan so I contacted Ratesetter and they were awesome and beat my own banks rates. Reviewed on: 3rd March 2022

Good customer respond

Rates ette is good company that how to treat their customers. They gives you flexible time to pay your loan also listen to your when you have problems and talk to them. They also give choice to pick your suitable dates to pay your loan that gives you peace of mind so they are good firm truly. Reviewed on: 3rd March 2022

Professionally amazing

I have been using rate setter since 2017 and they have the best rates around and always professional Reviewed on: 3rd March 2022

Best company ever

Fast and very trusted service. Low interest rate. Very happy with them. Reviewed on: 3rd March 2022

Anazing

Amazing would recommend to anyone Reviewed on: 3rd March 2022

Prompt decision making

Excellent corespondent regarding loan Reviewed on: 3rd March 2022

Excellent loan provider

Always accepted my applications and provided me with low rate interest loans. Thanks again Reviewed on: 3rd March 2022

Very good

Very understanding and easy to do when applying for a loan Reviewed on: 3rd March 2022

Competitive rates and excellent service

The loan rates are highly competitive and the ease of applying and completion are a joy. Excellent all round service. Reviewed on: 3rd March 2022

Great experience

I had a great experience with ratesetter. Very fast decision. Great rates and also saved me £750 in fees clearing my van finance with the loan I asked for. Friendly helpful staff and easy to use website. Extra payments update straight away too. I would definitely recommend ratesetter. Reviewed on: 3rd March 2022

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