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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

First to go to finance company

I’ve used this company for many years and have trouble free loans for car home improvement consolidation loans would recommend 100% to any one Reviewed on: 3rd March 2022

Good all round experience.

Easy to get the loan you want applying online. Good Apr. Money in your account very quick. Best company out there . Reviewed on: 3rd March 2022

Absolute Legends

I have been a customer of Ratesetter for a few years now, and I cannot recommend them highly enough. Everything is done online and is so easy to organise and manage. Their rates are extremely competitive. Such an easy and pleasant process. I would DEFINITELY recommend to friends, family and anyone who's listening! Reviewed on: 3rd March 2022

Excellent service

Brilliant & quick, very good to deal with & fair. Reviewed on: 3rd March 2022

Powerful and confident company

Wonderful experience with RateSetter.Highly recommend them Reviewed on: 3rd March 2022

So thankful we found Ratesetter

Really happy with the service. Very easy to set up and very clear what payments are. Pre-approved gives you piece of mind. Would highly recommend. Reviewed on: 3rd March 2022

Really satisfied customer

Managed to borrow money without very much stress. Quite straightforward. Would certainly use again. Reviewed on: 3rd March 2022

Easy, great company

Easy application. Made a difference. Reviewed on: 3rd March 2022

Brilliant

Have used this company on 2 occasions now . Always no hassle great service at a great rate . Very impressed Reviewed on: 3rd March 2022

Fast and very competitive

I found RateSetter to be a very fast loan service offering the funds in a very short period of time and at a very competitive rate, they’re also very flexible allowing me to repay the loan in a shorter time period without incurring a fixed amount of interest. Would highly recommend! Reviewed on: 3rd March 2022

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