Paid advertisement
Smart Money People Logo
Newsletter

RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Straightforward

5
Ratesetter is a very easyoan company with good rates. You fill out the details and a decision is made almost instantly, with money in your account the next day. It has helped me to manage my money. Reviewed on: 3rd March 2022

Amazing

5
Nice company. Great benefits. Would definitely recommend Reviewed on: 3rd March 2022

They are brilliant

5
They are corrected, fast and they understand them clients Reviewed on: 3rd March 2022

Outstanding

5
Ratesetter are professional, timely, reliable and trustworthy. Reviewed on: 3rd March 2022

Easy and helpful

5
Found all the team to be so helpful and all on on-line documents easy to understand, would use again Reviewed on: 3rd March 2022

Great lender

5
Great interest rates, easy process. They will try and get you a good deal, even if your credit score is bit the best. Couldn't fault them Reviewed on: 3rd March 2022

Great company

5
Great company to deal with. Really easy and fast to apply for a loan. Great rates and a great after sales service. Fast easy professional, what more would you need. Would highly recommend. Reviewed on: 3rd March 2022

Rate setter made it simple.

5
Very happy overall. Wish all things were as easy and trouble free as a RateSetter loan. Thoroughly recommended. Reviewed on: 3rd March 2022

Smart, straightforward , serviceable

5
Used ratesetter a few times never disappoints and offers great online rates and easy access Reviewed on: 3rd March 2022

Good services

5
Good overall experience! Would recommend Reviewed on: 3rd March 2022

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RateSetter?

  • Car Finance

    from RateSetter 4.90 from 308 reviews
    RateSetter
    View all products