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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Cheap %

5
They have a good rate. And always advice you tobyake on some More. Reviewed on: 3rd March 2022

Top rate setters

5
Ratesetters give great rates and easy payments, a loan company who care Reviewed on: 3rd March 2022

Would recommend!

5
Very easy to use and can check online whenever you want which makes it easy! Reviewed on: 3rd March 2022

Seamless

5
I had e used Ratesetter twice now. They keep it simple while being efficient. Reviewed on: 3rd March 2022

At the point of need

5
I cannot appreciate ratesetters enough, i got a load at a crucial time with out delay, an unforgettable experience, Reviewed on: 3rd March 2022

Second loan

5
I was very impressed with my first loan, low apr and easy to apply and pay back. When it came to needing another small loan RateSetter offered the best and most reasonable deal by far. Would highly recommend and would not hesitate to use again. Reviewed on: 3rd March 2022

Outstanding rates, service and communication!

5
I have now had 3 separate loans with Ratesetter and can’t recommend them enough. I researched thoroughly to find the most competitive rates and no other lender, bank, or finance company came close. Absolutely first class, fast and hassle free. Reviewed on: 3rd March 2022

The best

5
The best experience,I recommended Reviewed on: 3rd March 2022

Simply the best

5
Everyone needs to borrow money for one reason or an other and when you do, Ratesetter are simply the best. Quick, fair, reasonable Reviewed on: 3rd March 2022

Great Service

5
Great communication regarding loans. Good rates and easy to apply Reviewed on: 3rd March 2022

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