Write a review

Newsletter

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

Smart

Fair, Understanding, Useful ,Patient. Reviewed on: 3rd March 2022

Simple to use

My 2nd loan with RateSetter now & have found the process very simple ,fair & friendly , affordable & easy to use website, thanks. Reviewed on: 3rd March 2022

Great Provider..

Easy to apply, very clear information and no issues. Reviewed on: 3rd March 2022

Helpful no issues always helpful

I’ll use them every time, the best out there Reviewed on: 3rd March 2022

Excellent company

No problem at all.Nice and fast transactions Reviewed on: 3rd March 2022

Great service

Easy to set up good interest rates highly recommend Reviewed on: 3rd March 2022

Excellent Loan company

I have always found Ratesetter to be so easy to deal with . From the initial application right through to the approval stage it was a straight forward and stress free process. Once my application was approved, the funds were in my account the following day. Ratesetter have very competitive rates and I would highly recommend them to anyone considering a loan. Reviewed on: 3rd March 2022

Good rates -- Simple Terms -- Honest Service

As the title implies I received good rates -- no hidden fees etc. All paid back as expected nothing unforseen on early repayments etc. A good honest service from ratesetter. Reviewed on: 3rd March 2022

Excellent

Very quick service, would definitely recommend and use again. Reviewed on: 3rd March 2022

Best rates so far

Trustworthy company with no problems at all. Had my money next day Reviewed on: 3rd March 2022

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews
Unsecured loans
from East Kilbride Credit Union 4.87 from 107 reviews
Child benefit loan
from M for Money Credit Union 4.77 from 112 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub