Write a review

Newsletter

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

Modern, friendly and fast

Top class, great rates, fast transfer Reviewed on: 3rd March 2022

Fast, Effective and Low Interest

Excellent for when you need that little bit extra whether it's buying a car or for repairs at home. Reviewed on: 3rd March 2022

Recommend lender!

Really easy to apply. Keep you up dated all the way through your loan. Reviewed on: 3rd March 2022

Excellent from start to finish

I was a bit worried about getting a loan and Ratesetter seemed like a solid and reputable business to use. The process was quick, efficient and the service was great. I was very happy with the overall process. Reviewed on: 3rd March 2022

Professional fast and hassle free lending

I have dealt with Ratesetter for a number of years and find them extremely helpful, very professional, also hassle free and very quick on making a decision! You deserve the award! Reviewed on: 3rd March 2022

Just what I need

Every time I have spoken with someone at ratesetter it has always been pleasant, professional and perfect for alleviating my worries Reviewed on: 3rd March 2022

Absolutely awesome loan company

I've taken out 2 loans with ratesetter, both occasions great service online and on the phone. Fast payment and no issues whatsoever. Highly recommended Reviewed on: 3rd March 2022

Brilliant Seevice

Would definitely use ratesetter again! Very friendly and hassle free! Reviewed on: 3rd March 2022

Simple and efficient

No hassle loans, great app easy to make early repayments Reviewed on: 3rd March 2022

Fast and flexible

I have a loan with rate setter, almost finished the payment. Always been sending kind and Caring and friendly emails to offer more kind help Thank you very much Reviewed on: 3rd March 2022

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Novuna Personal Finance 4.78 from 361 reviews
Child benefit loan
from M for Money Credit Union 4.77 from 112 reviews
Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub