Write a review

Newsletter

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

Exellent

very easy, quick website, quick reply and quick transfer to the bank account Reviewed on: 3rd March 2022

Best lender!

I have taken loans out over the years with this company and they have always been the best lender! Best rates and simple to use. Reviewed on: 3rd March 2022

Very good and fast service.

Very good and fast service had been provided to my by the Rate Setter.. Reviewed on: 3rd March 2022

Excellent Service

Really like this company, easy to deal with, great rates, no hassle loans. Recommended. Reviewed on: 3rd March 2022

Easy peasy loan

Got a loan with them a few years ago quick and easy lovely customer service really helpful highly recommend no problems and your loans are at a fixed rate so you always know what you're paying out every month highly recommend Reviewed on: 3rd March 2022

Simple, and quick

Decision straight away, money straight away superb, had a couple of loans and always been easy Reviewed on: 3rd March 2022

Easy to navigate website and simple process

The website for ratesetter was so user friendly and easy to navigate, with all the information about how the loan works and the process to get the funds needed. I found them very fair with their rates and was pleasantly surprised with the apr and payment periods Reviewed on: 3rd March 2022

Confortable

Very good and fast! The customer service are great! Reviewed on: 3rd March 2022

Amazing interest rates

This company by far with its services and loans in my opinion is the best on the market iv always had very quick services and Interest rates are lowest around I would always recommend to family and friends please keep to the standards that are so high and many thanks for your services over the years I hope you win as you deserve Reviewed on: 3rd March 2022

Easy and quick

Easy to apply, quick response. I used them in the past as well so they are reliable. Reviewed on: 3rd March 2022

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews
Child benefit loan
from M for Money Credit Union 4.77 from 112 reviews
Personal Loan
from Novuna Personal Finance 4.78 from 361 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub