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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Helpful staff willing to help for any questions asked.

5
Been paying for my car loan thru my bank direct debit and have not experienced any problem with it. Will highly recommend to friends. Reviewed on: 5th September 2021

Easy and honest banking

4
Allowed me to buy my car when my credit rating was bad Reviewed on: 5th September 2021

Easy - Fast

5
My loan request got accepted with no complication with ease and speed!! Reviewed on: 5th September 2021

Professional service

5
Fantastic professional service with online access that is simple to understand and easy to use providing all the information that you need 10 out of 10. Reviewed on: 5th September 2021

Well managed and appropriate finance providers

5
As above. A painless on-boarding experience and an affordable and easily followed repayment plan. Reviewed on: 5th September 2021

very good

5
I am a very happy with the service. Reviewed on: 5th September 2021

Good all round

5
Sorted loan really quickly with little fuss. Good service Reviewed on: 4th September 2021

Quick, simple, reliable... Superb

5
Took a loan for a personal purchase. Was extremely quick to setup, provide the funds and at great and very competitive rates. Would use again without hesitation and recommend to anyone. Reviewed on: 4th September 2021

Affordable loan

5
A very affordable loan. Very straightforward application. Reviewed on: 4th September 2021

Good

5
Brilliant and very nice , helped me out alot Reviewed on: 4th September 2021

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