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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Efficient and friendly

5
Very easy to use and friendly efficient staff Reviewed on: 2nd September 2021

The best loans provider

5
Amazing! Just a few clicks and instant loan approval and few minutes later Money already in your bank account. When this loans end in six months time I will definitely borrow again! Reviewed on: 2nd September 2021

Quick Approval

5
As the title suggests quick approval and money in the account very quickly. Excellent service Reviewed on: 2nd September 2021

easy experience

5
Excellent experenice, easy to sort out and good customer service Reviewed on: 2nd September 2021

Excellent,

5
Very good rates, easy application, Reviewed on: 2nd September 2021

Credible, fast service and very informative.

5
Brilliant service, decisioning was very fast and money provided in no time at all at very competitive rates. It is also easy to keep track with the very informative website. Reviewed on: 2nd September 2021

Highly recommend

5
would recommend to friends and family Reviewed on: 2nd September 2021

Great loan!

5
I’ve hd a loan now for 3 years with rare setter going into my last, it was quick easy and efficient to set up, response on my loan minutes after I applied. No issues in the three years been lying it off. Super! Reviewed on: 2nd September 2021

Straight Forward

5
Using RateSettler is straightforward and their account system is easy to use and provides all the information you need. Reviewed on: 2nd September 2021

Good experience with Ratesetter

5
Very good customer experience and good rates. Reviewed on: 2nd September 2021

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