Write a review

Newsletter

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

Quick and easy application process

It was very easy to apply and got a decision within minutes Reviewed on: 1st July 2021

Easy, quick and helpful

A very easy company to use, quick with the process and always helpful to make sure I was happy with what I needed. Reviewed on: 1st July 2021

Easy , affordable , not a rip off !

Never had a problem would recommend if someone needed a reputable loan provider Reviewed on: 1st July 2021

Loan

Great service never had any problems leave you alone website great and easy to use definitely recommend Reviewed on: 1st July 2021

Easy to use website

Really impressed with the ease at which you can find all your information on your loan online. When you log in, it gives you a handy snapshot of how much time is remaining on your loan, the balance and what you've paid. Great for keeping track of it all. Reviewed on: 1st July 2021

Very good and I would recommend to anyone

I have had no problem with this company and they are very quick to respond. Reviewed on: 1st July 2021

very helpful

quick easy and never had a problem Reviewed on: 1st July 2021

Great service ,highly recommended .

efficient, problem free .Simple and straight forward . Reviewed on: 1st July 2021

Excellent and hassle free loan provider

Taking my loan with Ratesetter has been a smooth and pleasant experience. Quick decision, easy to manage with my online account. Clear and understandable information on my loan available at all times. All round great loan provider. Reviewed on: 1st July 2021

Everything smoothly, quickly and with the obtained explanation.

Very good and transparent submission of applications. Quick and easy service and fairly affordable interest rates. Reviewed on: 1st July 2021

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Child benefit loan
from M for Money Credit Union 4.77 from 113 reviews
Unsecured loans
from East Kilbride Credit Union 4.87 from 108 reviews
Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub