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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Rate Setter gave me a fair interest rate, when compared to other lenders.

I feel that they reviewed my personal circumstances more effectively than other lenders had done. Reviewed on: 8th April 2023

A refreshing loan provider with very reasonable terms

I am so thankful to have come across Ratesetter when I was looking for a loan as they were able to lend to me at a very reasonable rate of interest over a 3 year period. I would not hesitate to approach them again in future and can highly recommend them. Reviewed on: 8th April 2023

Quick and Easy

The company is the best I have dealt with. Quick and easy and no hard sell for extras. Reviewed on: 7th April 2023

Great service

Fantastic company, the best I've delt with. Would highly recommend Reviewed on: 7th April 2023

Easy to use

I found it so easy to apply for a loan .everything about ratesetter was clear from start to finish .I would highly recommend them Reviewed on: 7th April 2023

Fast, simple and low interest

Needed a loan to pay off my car PCP. Very easy online application. Money was also in my bank very quickly. Such an easy process from beginning to end. Highly recommend this bank. Reviewed on: 7th April 2023

Quick and easy - thank you

So easy to arrange with very quick decisions- would highly recommend. Reviewed on: 7th April 2023

We think the best by far

Our experience was very positive & we could not fault any part of the loan. Reviewed on: 7th April 2023

Accepting people without previous loan history

Good rate , quick processing all done online Reviewed on: 7th April 2023

Personal loan

They are fast and reliable.. With the right interest rates.. Reviewed on: 7th April 2023

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