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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

They've helped me when no one else did

I've received a loan with the best APR when i couldn't get a loan nowhetre else. Reviewed on: 5th April 2023

Easy, hassle free loan.

Applying for a loan can be a daunting process. My application with Ratesetter was easy and hassle free. Reviewed on: 5th April 2023

Great provider, no hassle, easy to navigate, and find what you're looking for.

Overall great experience using ratesetter for loans. Pick what's best for you and easy to handle payments and navigate their app, keeping track of your loan is easy and quick to see. Would highly recommend using them. Reviewed on: 5th April 2023

Great APR Personal Loan for Debt Consolidation

Great loan with a better APR than offered else where saved me £80 every month compared to my previous provider. Also a great platform to manage and keep track of payment progress! Highly recommend it Reviewed on: 5th April 2023

My loan

The company is good and everything is clear. Reviewed on: 5th April 2023

Quick and efficient

The service was excellent and the rates were extremely competitive. Very happy Reviewed on: 5th April 2023

Competitive rate and easy application

With a new baby coming and home improvements needed, we had some cash flow issues so needed a loan quickly, without fuss but also affordable. Ratesetter were miles ahead of the rest of the available loans in terms of interest rate. The application was easy and the decision was made quickly. I was impressed. It took away a lot of stress. Reviewed on: 5th April 2023

Easy and flexible

Was a quick process with an excellent rate of interest. Flexibility to pay more when needed. Easy to manage account online. Excellent product and company highly recommended Reviewed on: 5th April 2023

RateSetter Loans

Amazing online service.its so quick and easy to apply and you can check the staus of your loan, make extra payments and change your payment dates at the touch of a button.I would recommend them to everyone. Reviewed on: 5th April 2023

Excellent

Excellent stress free service and quick Reviewed on: 5th April 2023

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