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RateSetter: Loans reviews

4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Very clear and quick process

5
This company was recommended by Money Saving Expert. I used them for a loan and found the whole process simple and fast with a very good rate. Reviewed on: 5th April 2023

Simple. Easy.

5
Supported every step of the way, Already recommended to most family and friends in a similar situation. Thank you. Reviewed on: 5th April 2023

Great service

5
Very efficient with great rates. Reviewed on: 5th April 2023

Happy

5
Happy I was accepted for a loan haven’t had any problems with ratesetter. Reviewed on: 5th April 2023

No hassle

5
Rates enter was a great help by helping clear all my little debts into one more manageable one and it work out cheaper as well and with some of the money left over we had our bathroom done to help add more money to our property. Reviewed on: 5th April 2023

No worries

5
So quick and easy to arrange a loan with Ratesetter! Even when you’re not so good online it’s simple to do! Reviewed on: 5th April 2023

Straight forward fast and hassle free

5
From start to finish I have had no problems. The process was easy and straightforward I wish all companies were like this. I applied for an loan the rates were the best out of all the other companies. I accepted the terms and conditions then couple days later money in my account. Thanks again. Reviewed on: 5th April 2023

Great product

5
I was desperate for loan. Found this company online, my application was pre approved. I have found the process very good, no hassle, you know exactly what you are going to be paying. customer service is very good too. They sorted any issues very rapidly and efficiently. I would recommend them. Reviewed on: 5th April 2023

Stress free loan

5
Rate setter offer competitive rates applying for the loan was a very easy process and they are quick to deposit your money Rate setter always keep you informed of amount you have payed and amount you have left to pay would definitely recommend to friends Reviewed on: 5th April 2023

Wery happy with service

5
Wery pleased with service and standartd Reviewed on: 5th April 2023

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