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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Quick and simple

I took out a personal loan quite soon after getting a mortgage so that I could make some home improvements. The process was quick and simple and really helped me out! Would definitely recommend! Reviewed on: 29th June 2017

Easy, Straightforward and Hassle Free

Got approved for the loan immediately, funds were transferred within 48hrs, very easy to view account online, ability to repay early with no hidden charges if I want. Fantastic experience, very transparent!! Would use again Reviewed on: 29th June 2017

They save my life

I was looking for a loan a coupke months. But just this place helps me out. Reviewed on: 29th June 2017

Excellent

Great, personable and very efficient. Highly recommended. Reviewed on: 29th June 2017

Fantastic and quick

Not much to say really, I needed a loan, Ratesetter had the best rate at the time and delivered within a few days Reviewed on: 29th June 2017

Affordable

Its a very great experience, easy to contact and the staff is very polite. Well done Reviewed on: 29th June 2017

Excellent Loan!

Got a loan for a new car, everything was approved quickly and with minimum hassle, I would highly recommend to anyone! Reviewed on: 29th June 2017

Got credit when I needed it most

I have been in debt for years and as my rating went down, so did my chances of getting a low interest loan. I was near giving up when I discovered Ratesetter and they accepted my application and offered me a good interest rate. This has been life changing ad I'm now paying off debt each month at a rate I can afford. Thanks guys Reviewed on: 29th June 2017

Amazing service. Hassle free and best rates out there!

I've had two separate loans now and I can't fault the service I've received. It is so easy and hassle free to set up and from start to finish. They were also the best interest rates by a mile- I would recommend to anyone Reviewed on: 29th June 2017

Easy to set up, great rate received

It's the 2nd time I have used Ratesetter for my loan provider. I find their application process so easy, quick to complete, and always receive a really great rate - that, for me, other lenders just can't compete with. I would definitely recommend Ratesetter. Reviewed on: 29th June 2017

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