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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Fantastic

Gave a quick response, fantastic rates, no faffing about, decent monthly payments, I would definitely recommend this company if your searching for a loan. Thank you ratesetter. Reviewed on: 5th April 2023

Crystal clear support

RateSetter offered me an excellent rate for a loan for my wedding, and the entire process was fantastic. All the details of the agreement were crystal clear and there were no hidden surprises. Our wedding took place in February and it was everything we dreamt of. Thank you RateSetter! Reviewed on: 5th April 2023

Great Loan

Good company & great customer service Reviewed on: 5th April 2023

Top rates for ratesetter

I’ve had a loan before with a different company but they were difficult to deal with. Ratesetter is easy to use with staff extremely helpful and knowledgable which makes you feel a lot safer as you know you owe them money. Hopefully I’ll never need to use them again but if I needed a loan then I’d definitely use them again. Reviewed on: 5th April 2023

Great service

Easy to apply for and quick to respond very happy with rates and you can over pay when you like Reviewed on: 5th April 2023

First class service and product.

Very quick decision for approval, lowest interest rate,definitely would without question use again. Reviewed on: 5th April 2023

Excellent service

It is a very simple application on line and a very quick notification of authorisation just when you need it. Reviewed on: 5th April 2023

Straight foward

Hassle free easy to navigate website and really the information paid out in black and white with no ambiguous terms and conditions. Ocerall a stress free experience Reviewed on: 5th April 2023

Quick & Easy Loan Application

Recently took a loan out with RateSetter and was Quick & Easy to process. Easy to use website with no issues. Would recommend 100% Reviewed on: 5th April 2023

First class

Pain free, easy way to borrow. Highly recommend! Reviewed on: 5th April 2023

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