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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

The ace of spades

The Ace of Spades (also known as the Spadille and Death Card) is traditionally the highest and most valued card in the deck of playing cards in English-speaking countries. Rate setter for me came out top of my loan search just like an Ace card in a deck, the process was simple, my account is easy to follow and I am thankful for the professional service I received From a happy customer Reviewed on: 5th April 2023

Holiday

The best loan I've ever had - I had last minute holiday to Hawaii and money was in my bank account so quickly! Thank you so much Ratesetter, I would recommend to everyone Reviewed on: 5th April 2023

Easy to apply

I did everything online, it didn't take long & was accepted fairly quickly.. Reviewed on: 5th April 2023

Low RateSetter

Very good and confident financial provider. I am glad I used their services! It deserves 100 stars!!! Reviewed on: 5th April 2023

Easy no nonsense

Quickly approved fair rate. Good website. Reviewed on: 5th April 2023

Efficient

I asked for a loan in 24 hours the fund was in bank account Reviewed on: 5th April 2023

Easy ,fast, reliable, and flexible

helped me quickly at a decent rate of interest i could afford Reviewed on: 5th April 2023

Easy to use.

Easy application and there online accounts are straightforward. Reducing stress. Reviewed on: 5th April 2023

Everything ok

Good deals for me and fast answer Reviewed on: 5th April 2023

Superb Service!

Get through to customer service with only seconds of queue time. Very helpful representatives. My second year of the loan is nearly over and I have never been overcharged & never had hidden charges. What you agree on is what you pay! Very good rates and great service! Reviewed on: 5th April 2023

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