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RateSetter: Loans reviews

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4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo
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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Why can't everything in life be this good!

5
Needed a loan to consolidate debts, applied to Ratesetter and after the usual checks on my credit history and completion of the necessary paperwork, I was accepted and the monies paid directly to my debtors. Throughout the application I was kept informed on how it was proceeding which was much appreciated. Would gladly recommend 100%, if only all companies could be this good! Reviewed on: 5th April 2023
Frank Goatcher's avatar
Frank Goatcher

Highly recommend

5
Excellent rates, quick response, no hassle & funds received promptly. Highly recommend Reviewed on: 5th April 2023
Ci ci's avatar
Ci ci

Easy to organise and manage

4
Easy to find a loan that suited me, organise, and manage. Initial fee was a little expensive, but worth it for my needs Reviewed on: 5th April 2023
Tom Rozwaha's avatar
Tom Rozwaha

Loans

5
Quick efficient and great website where you can make over payments Reviewed on: 5th April 2023
Debra Oliver's avatar
Debra Oliver

Life saver

5
As a mother of three children, I had many debts that had been accumulated throughout the pandemic, I felt if I could put all my debts in one with a low interest rate, I'd find it easier to make the monthly payments, Rate Setter allowed me to do this. I feel I have better control of my debts now. Reviewed on: 5th April 2023
Natasha Tantwala 's avatar
Natasha Tantwala

Very simple and quick to arrange

4
We did some research as wanted a loan for some much needed home improvements. Ratesetter came in as good value and easy to work with which was exactly our experience. Reviewed on: 5th April 2023
Lbono75's avatar
Lbono75

Good rates

5
This is a good company and will recommend to anyone who is struggling to keep up. Customer service is great Reviewed on: 5th April 2023
Martha Hunters's avatar
Martha Hunters

Perfect company

5
The perfect company with small APR ! Reviewed on: 5th April 2023
Daniel Gabriel Adomniti's avatar
Daniel Gabriel Adomniti

Ratesetter

5
Lowest Loan APR and best customer service Reviewed on: 5th April 2023
Christopher Morgan's avatar
Christopher Morgan

Best of everything

5
Best rate, best customer service, best company! Reviewed on: 5th April 2023
Mitchell Strutton's avatar
Mitchell Strutton

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