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RateSetter: Loans reviews

4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Great company

5
Great company, quick to help, easy to use website and everything else. Reviewed on: 5th April 2023

Excellent Customer Service!

5
The process to apply for the loan was very straightforward and the funds were in my account the next day. Reviewed on: 5th April 2023

Great service and rates

5
Always helpful with great service and amazing rates. Reviewed on: 5th April 2023

Nice, quick and easy - great interest rate!

5
I took a loan with Ratesetter a couple of months ago. This was my first time taking a loan product with anyone but my bank so was initially a bit apprehensive. I had absolutely no reason to be. Aside from Ratesetter offering the best rate, the entire process was seamless from start to finish! Reviewed on: 5th April 2023

Great loan at a great rate.

5
Rate setter has been a great company to borrow from. The website is easy to use and the ability to apply for more loans on-line has been a godsend. No more painful phone calls or meetings. I would 100% recommend and will continue to use them. Reviewed on: 5th April 2023

Fantastic that is all I need to say

5
Great rates, quick payments just everything couldn’t have gone better! Reviewed on: 5th April 2023

Customer service

1
Not helpful att all hard communication high apr Reviewed on: 5th April 2023

Good loan company.

5
Didin’t have any problems with apply and pay back. Reviewed on: 5th April 2023

Loan

5
Just Excellent experience !! I recommended to anyone for loans!! Reviewed on: 5th April 2023

Great

5
I was supported with a loan when I was struggling and I now only have 3 payments left! Thank you ratesetter Reviewed on: 5th April 2023

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