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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Easiest Loan to get

Easy and really quick and efficient results. Reviewed on: 10th March 2023

Quick, easy, great APR

I found Ratesetter after nearly taking finance out on a car with a different provider. Being approved and the money in my bank took a day. The website is easy to use and to track your personal loan. Would recommend and would use again Reviewed on: 10th March 2023

Quick without any hassle

I applied, excepted, received funds, all done quickly and efficiently Reviewed on: 10th March 2023

My personal loan

Application online was so easy with a quick response and very competitive rates with money straight into my account Reviewed on: 10th March 2023

Life Savers

I was really struggling to pay of a long term load with Lloyds. I was really limited with free cash every month. Lloyds couldn't offer me any help on a cheaper loan and I almost had to take special measures. I saw Ratesetters and they where offering a loan that was really low APR and repayments compared to anyone else on the market. It took me minutes to successfully apply for what I need and I've been so much better off since. I can actually feed myself, my kids and have a life again whilst paying back my debt much quicker. Even if I don't win this, I just want to say thank you Ratesetters. Absolute life saves :) Reviewed on: 10th March 2023

No hassle loan

So simple and easy to set up with reasonable repayments,no brainer use ratesetter Reviewed on: 10th March 2023

Loan at cheapest rate in the market

A year ago, I was looking to consolidate my debt and I was paying a higher interest rate with another provider. Rate Setter provided me with a market leading rate for a 15k loan so I just went for it and payed off the existing loans. I managed to save some money on interest payments compared to what I was paying before. Reviewed on: 10th March 2023

Greatest loan provider ever. Highly recommend it

I got my loan literally the next day as soon as it was approved. Never been happier. It helped me to settle a lot of debts and deal with some financials difficulties. I cannot be more thankful for this service. I would highly recommend it for anyone who needs some financial support. Reviewed on: 10th March 2023

Easy quick process, great rates.

Hassle-free, easy to use, great APR. Reviewed on: 10th March 2023

Awesome

Really helped me out in desperate time off need with very little A.P.R Reviewed on: 10th March 2023

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