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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

They actually do what you want!!

Great company to borrow from..you can choose your dates to pay ..even pay back lump sums ..I do recommend Ratesetter.... Reviewed on: 10th March 2023

So Easy

I have a loan and it was so easy to do from start to finish. Having the App makes it so easy to keep an eye on things. Reviewed on: 10th March 2023

yes very good

i have no problem with roaster i found them very good Reviewed on: 10th March 2023

Excellent rate, no hassle, so easy

Just a good quick and simple way of getting a loan. Low interest rate, so can’t think of any negatives. Reviewed on: 10th March 2023

Very easy and professional very good customer service

Very positive experience and very fast reply to my application overall very good. Reviewed on: 10th March 2023

Really easy and good rates

I have used RateSetter twice and have found it easy and the best rate available. There is also the option to pay sooner and save further. Reviewed on: 10th March 2023

Very good and very easy.

I took this loan at the time due to them offering the best rate by some margin. Further down the line after having the loan over a year I am very happy with how easy it is to make overpayments and see remaining balances with breakdowns of payments/costs. Reviewed on: 10th March 2023

Easy Peasy

Easy efficient pleasant friendly Reviewed on: 10th March 2023

Great rates and service

Ratesetter offer great rates, it was easy to apply and the money was in my account in less than 24 hours. Easy to overpay when you want with no penalties which is the flexibility I was looking for. Reviewed on: 10th March 2023

Good

Was very quick to get loan approval Reviewed on: 10th March 2023

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