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RateSetter: Loans reviews

4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Quick simple easy

5
Very quick and easy application and money was in my bank within a few days. Highly recommended with fantastic rates. Reviewed on: 10th March 2023

A great service

5
Great service from day one. Quick, secure and helpful. I would not hesitate to recommend rate setter for those looking for a loan Reviewed on: 10th March 2023

Good interest rates

5
Did not manipulate the interest rate which made it easy to pay back. Reviewed on: 10th March 2023

Excellent company

5
The whole process of application for a loan was quick and seamless. Customer service when needed was grwat and managing my account is also very easy. Reviewed on: 10th March 2023

Great loan

5
Great loan, good interest rate and easy to manage online Reviewed on: 10th March 2023

Excellent

5
Tara's service is very good Very good, their service is very good Reviewed on: 10th March 2023

Good hassle free service

5
One of the best companies I have used. Reviewed on: 10th March 2023

easy to apply, efficient

5
goodservice,easytoapply and prompt Reviewed on: 10th March 2023

Very Easy and Quick to get a loan through Ratesetter

5
I went online as you do to find an easy unsecured loan. A number of companies and businesses came up, but only Ratesetter said that it could loan me the amount required over the terms that I specified. The service was very quick and efficient and the interest rate was very competitive. I would highly recommend Ratesetter as a Loan provider for anyone who wants to get an unsecured loan with the least amount of hassle. Reviewed on: 10th March 2023

Fantastic company

5
Rate setter offered me the best Apr on the market . The whole process was extremely quick and the portal is extremely user friendly . If I need another loan, rate setter will always be fmthe first company I check. Reviewed on: 10th March 2023

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