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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Easy and straightforward

Everything relating to my loan was easy and straightforward, from the application, to the funds being deposited to the monthly payments. Reviewed on: 5th April 2023

Good rates and excellent customer service

Excellent rate for a loan. Customer service second to none. Very professional Reviewed on: 5th April 2023

I got an excellent rate

I got an excellent rate on my loan, better than anything else I had seen. I’ve recommended it gem to friends and am looking to get another loan from them soon Reviewed on: 5th April 2023

No hidden cost

What you see that you pay. Simple Reviewed on: 5th April 2023

Quick Processing and Brilliant Customer Experience

Quick application processing , digital only customer journey , rapid adjudication and credit decisioning. Rapid application processing , decent APR and borrower friendly loan repayment plans Reviewed on: 5th April 2023

Easy to use

The whole process was painless. Everything was easy to understand. The funds were in my account as expected and they come out with the best rates for me. Will definitely use again Reviewed on: 5th April 2023

So easy

Quick, simple, no stress! Money arrived quickly! Reviewed on: 5th April 2023

Best loan provider

Easy to apply and manage the loan and repayments, can change the direct debit date easily through website. Website as well handy to understand. Low interest rates. Regular updates about any changes. In short quality service. Reviewed on: 5th April 2023

Excellent service

Can’t fault the product and the service is excellent Reviewed on: 5th April 2023

Very fast and effective setvice

Requested a loan and offered the best interest rate.. fast and efficient service.. I will definitely go back to this company in the future! Reviewed on: 5th April 2023

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