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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 667 reviews, last reviewed 5th Feb 2026
15200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy Power of Attorney setup. Easy Power of Attorney setup. I have opened many bank accounts as a PoA for my Mum and it is always a pain (or in some cases impossible!), RCI were ve... Read more Reviewed on: 5th February 2026
James B's avatar
James B

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (667)

Review of the RCI Bank, 95 Day Notice Account:

very friendly bank

5
always easy to contact the bank Reviewed on: 18th January 2022

Easy to set up account on line.

5
Easy to set up account on line. Informative and clear website. Reviewed on: 29th January 2026

All good , everything easy and well informed.

5
All good , everything easy and well informed. Reviewed on: 29th January 2026

Experience excellent

5
Nice experience and good fir saver money Reviewed on: 29th January 2026

Great savings account

5
Clear guidance on setting up my 95day account and easy to transfer funds on a competitive savings rate Reviewed on: 28th January 2026

Easy RCI banking

5
Very easy website to navigate, good range of products with acceptable interest rates. Reviewed on: 28th January 2026

Consistently good rates

5
I've been with RCI for many years with various savings products and their rates are consistently market-leading so no need to keep churning accounts as you do with other banks. Reviewed on: 28th January 2026

Good rates and regular communication with clear proc...

5
Good rates and regular communication with clear processes Reviewed on: 28th January 2026

Good competitive rates and reliable service.

5
Good competitive rates and reliable service. I’ve. It had to contact customer services before, but imagine it won’t be too much of trouble. Reviewed on: 28th January 2026

great bank customer service perfect

5
great bank customer service perfect Reviewed on: 28th January 2026

A safe place to keep the savings.

5
A safe place to keep the savings. Always straightforward and easy to navigate. Monthly interest is always nice to see. Reviewed on: 28th January 2026