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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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9%
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1%
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0%
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1%

Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (678)

Chosen for the best rate at the time

5
I chose the 95 Day Notice Account because I was looking to renew my Fixed Interest Account, but the interest rate wasn't acceptable to fix for one year or more. The 95 Day Account offered the best rate for my monthly income, although this wouldn't normally be my choice. Reviewed on: 10th April 2025

excellent

4
excellent products and service, always good rates and communication Reviewed on: 10th April 2025

VERY PROFESSIONAL AND COURTEOUS.

5
VERY PROFESSIONAL AND COURTEOUS. Reviewed on: 10th April 2025

I've always found RCI Bank to offer some very compet...

5
I've always found RCI Bank to offer some very competitive products, supported by excellent backup and information. Reviewed on: 10th April 2025

Banking app is easy to use.

5
Banking app is easy to use. Customer service staff were very helpful when I needed assistance Reviewed on: 10th April 2025

Good rates and good value for my money

5
Good rates and good value for my money Reviewed on: 10th April 2025

Simple to make transactions with good telephone support

5
Simple to make transactions with good telephone support Reviewed on: 10th April 2025

First time of using and found them exemplary

5
First time of using and found them exemplary no problems and a great service would recommend to anyone Reviewed on: 10th April 2025

Fair terms.

4
Fair terms. Disappointed about reduction in interest rate paid. Reviewed on: 10th April 2025

Easy to access accounts

5
Easy to access accounts, whether depositing or withdrawing. Great communication. Reviewed on: 9th April 2025

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