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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (678)

Signing up is quick, clear & organised

5
I was glad to see that signing up was quick, clear and organised. I can also use the app for quick access to see my account. Reviewed on: 22nd March 2025

Quick and easy opening of account.

5
Quick and easy opening of account. Reviewed on: 22nd March 2025

I was a little nervous at first as I had not used RC...

5
I was a little nervous at first as I had not used RCI before. However, they looked after us very well and, so far, I am completely happy with their service. Reviewed on: 22nd March 2025

Great customer service, easy to talk to a real person

5
Great customer service, easy to talk to a real person and they are always helpful. Great rate on the 95-days savings account too. Reviewed on: 22nd March 2025

Many investments

5
I have a few accounts with RCI with good rates Reviewed on: 22nd March 2025

RCI the place to bank

5
RCI is a great bank, great products and great communication Reviewed on: 22nd March 2025

Efficient and great online and app

5
I have had a bond and a notice account both ran smoothly and the online and app are really easy to use. Reviewed on: 22nd March 2025

I have two accounts with them, both 95 day and they...

1
I have two accounts with them, both 95 day and they have different interest rates and when they notify me of a rate reduction they do not tell me which one. When I asked they didn’t understand the question or they guess which account is which and they got it wrong. When I asked for it to be confirmed they failed again. They are greedy and incompetent. Reviewed on: 22nd March 2025

Good products, customer service and attractive rates

5
Good range of products, excellent customer service, and attractive rates. Always one of my choices for savings. Reviewed on: 22nd March 2025

Consistency of Product Range

5
Good range of products with excellent rates and the app is easy to use. I have fixed savings and also instant access which offer great rates too. Reviewed on: 22nd March 2025

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