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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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1%
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Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (678)

A pretty smooth experience generally offering market...

5
A pretty smooth experience generally offering market leading rates. Had a minor query and was pleased to be able to talk to a real live person! Reviewed on: 22nd March 2025

Superb customer service.

5
Superb customer service. Wonderful staff and products. I'm always treated so well Reviewed on: 22nd March 2025

Nothing unexpected to report so far

3
Nothing unexpected to report so far Reviewed on: 22nd March 2025

Very good savings product with constant good rate of...

5
Very good savings product with constant good rate of interest. Reviewed on: 21st March 2025

Effortless

4
It was Simple to set up the account Reviewed on: 21st March 2025

Just good all round service plus excellent rates

5
Just good all round service plus excellent rates Reviewed on: 21st March 2025

Review summary

5
Good website, excellent security and when needed very easy to access support Reviewed on: 21st March 2025

Interest rates offered

4
Good rates offered to start with but decreasing as time passes. Would have liked to see the daily accrued interest as other sites such as Chip offer. Reviewed on: 21st March 2025

OK so far. No problems as yet.

4
OK so far but entering this competion is proving problematic. Reviewed on: 21st March 2025

Only had to contact customer service once.

5
Only had to contact customer service once. They were polite, helpful and everything sorted first time. Using internet banking is always quick and easy. Reviewed on: 21st March 2025

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