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RCI Bank: 95 Day Notice Account reviews

View other RCI Bank products
4.80
Based on 944 reviews, last reviewed 18th Apr 2026
47% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
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0%
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1%

Latest highest rating:

5

Good rates and easy to use accounts Good rates and easy to use accounts Reviewed on: 18th April 2026
Dave's avatar
Dave

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W
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About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (944)

I have had various accounts with RCI over many years...

5
I have had various accounts with RCI over many years and always find them straight forward with competitive rates Reviewed on: 29th January 2026
Caroline c's avatar
Caroline c

good initial interest rates, but they do then decrease.

5
good initial interest rates, but they do then decrease. Reviewed on: 29th January 2026
phil t's avatar
phil t

Great experience with my 95 day notice account

5
I’ve had a great experience with my 95 day notice account. The process of setting it up was straightforward, the interest rate is competitive, and the notice period helps me stay disciplined with my savings. Customer service has also been friendly and helpful whenever I’ve had questions. Overall, a reliable option for longer-term saving with peace of mind. Reviewed on: 29th January 2026
Rupert's avatar
Rupert

All good, secure, well informed and good customer se...

5
All good, secure, well informed and good customer service + competitive interest rates. Reviewed on: 29th January 2026
Nigel W's avatar
Nigel W

I have invested with RCI bank several times and I al...

5
I have invested with RCI bank several times and I always had the best customer experience and interest rates, very competitive and easy to manage Reviewed on: 29th January 2026
Russ Monrose's avatar
Russ Monrose

Great product and service.

5
Great product and service. In this day and age it is refreshing to receive good service for a change and a competitive product. Reviewed on: 29th January 2026
Rob Hancox's avatar
Rob Hancox

Easy to install app.

5
Easy to install app. Straight forward to deposit money once account set up. Great communication Reviewed on: 29th January 2026
Suzanne Stephenson 's avatar
Suzanne Stephenson

Solid savings provider

5
Competitive rate, good app, immediate deposits and payments. Reviewed on: 29th January 2026
Ian S's avatar
Ian S

Easy to set up and great rate

5
Account was easy to set up, pay into and the app allows instant view of my savings. The rate was one of the best available at the time. It still good and I’m very happy overall. Reviewed on: 29th January 2026
David's avatar
David

Great bank

5
Always give clear early notifications, never had an issue Reviewed on: 29th January 2026
jan c's avatar
jan c

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