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RCI Bank: 95 day notice account reviews

Name: 95 day notice account
Rating: 4.8 (944 reviews)

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4.80

Based on 944 reviews, last reviewed 18th Apr 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Good rates and easy to use accounts Good rates and easy to use accounts Reviewed on: 18th April 2026

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025

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About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 day notice account reviews (944)

Great savings account

Clear guidance on setting up my 95day account and easy to transfer funds on a competitive savings rate Reviewed on: 28th January 2026

Easy RCI banking

Very easy website to navigate, good range of products with acceptable interest rates. Reviewed on: 28th January 2026

Consistently good rates

I've been with RCI for many years with various savings products and their rates are consistently market-leading so no need to keep churning accounts as you do with other banks. Reviewed on: 28th January 2026

Good rates and regular communication with clear proc...

Good rates and regular communication with clear processes Reviewed on: 28th January 2026

Good competitive rates and reliable service.

Good competitive rates and reliable service. I’ve. It had to contact customer services before, but imagine it won’t be too much of trouble. Reviewed on: 28th January 2026

great bank customer service perfect

great bank customer service perfect Reviewed on: 28th January 2026

A safe place to keep the savings.

A safe place to keep the savings. Always straightforward and easy to navigate. Monthly interest is always nice to see. Reviewed on: 28th January 2026

Delivering what it says on the tin

95-day Savings -- simple to enrole; straightforward to understand, simple to review, delivers a good return. What more do you want from a savings account? Reviewed on: 28th January 2026

A reliable stable investment on the side of my ISAs

I've been with RCI for a long time and using the 95, fixed and freedom savings products. It has allowed me to consistently get interest every month which by now kind of self sustain as a snowball effect, making it my most stable annual investment. Customer service has always been quick, personal and efficient whenever I've had questions and doubts, although I haven't had a single issue over the years. Reviewed on: 28th January 2026

RCI BANK

Very cool. Satisfaction hundred percent. Reviewed on: 28th January 2026

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