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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (678)

Great rates and people with some processing issues

4
One great plus is that the rates are very competitive. Setting up the account was simple but had some hiccoughs. It took quite some time for our funds to appear in our online portal, too long really. Even when the issue was understood by the bank, it still took days to resolve and that should not happen. However, each time I called the bank I was thoroughly reassured by people who impressed me as being quite competent and genuinely caring. It was a pleasure to deal with the people I spoke to in Support. Now that the account is fully set up, it is running smoothly and all communication from the bank via email is excellent. Reviewed on: 20th March 2025

Easy to open and subsequently to keep an eye on

4
Easy to open and subsequently to keep an eye on Reviewed on: 20th March 2025

Great easy website, easy to log in

5
Great easy website, easy to log in Reviewed on: 20th March 2025

Consistently on of the best rates, and easy to use.

5
Consistently on of the best rates, and easy to use access. Reviewed on: 20th March 2025

Great product & rate , customer service

5
Great product & rate , customer service Reviewed on: 20th March 2025

Really amazing, I love that I can just leave my mone...

5
Really amazing, I love that I can just leave my money and forget about it, as me and my partner are saving for our first home! Top bank and service! Reviewed on: 20th March 2025

easy and fast

5
love how easy accounts are to set up and manage Reviewed on: 20th March 2025

very good service, good interest rate.

5
very good service, good interest rate. Reviewed on: 20th March 2025

Excellent interest rates

5
Excellent app. Good interest rates. Customer service and communication very good Reviewed on: 20th March 2025

App is great.

5
App is great. Pity they don’t tell you when they have a better rate though. Reviewed on: 20th March 2025

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