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RCI Bank: 95 day notice account reviews

Name: 95 day notice account
Rating: 4.8 (944 reviews)

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4.80

Based on 944 reviews, last reviewed 18th Apr 2026

58% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Good rates and easy to use accounts Good rates and easy to use accounts Reviewed on: 18th April 2026

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025

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About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 day notice account reviews (944)

Many investments

I have a few accounts with RCI with good rates Reviewed on: 22nd March 2025

RCI the place to bank

RCI is a great bank, great products and great communication Reviewed on: 22nd March 2025

Efficient and great online and app

I have had a bond and a notice account both ran smoothly and the online and app are really easy to use. Reviewed on: 22nd March 2025

I have two accounts with them, both 95 day and they...

I have two accounts with them, both 95 day and they have different interest rates and when they notify me of a rate reduction they do not tell me which one. When I asked they didn’t understand the question or they guess which account is which and they got it wrong. When I asked for it to be confirmed they failed again. They are greedy and incompetent. Reviewed on: 22nd March 2025

Good products, customer service and attractive rates

Good range of products, excellent customer service, and attractive rates. Always one of my choices for savings. Reviewed on: 22nd March 2025

Consistency of Product Range

Good range of products with excellent rates and the app is easy to use. I have fixed savings and also instant access which offer great rates too. Reviewed on: 22nd March 2025

Good rates of interest and excellent service.

Good rates of interest and excellent service. Always easy to use website. Never had any issues with it. Reviewed on: 22nd March 2025

Well-designed website which is easy to use and navig...

Well-designed website which is easy to use and navigate. Great product with a clear explanation on terms and conditions and competitive interest rate. Reviewed on: 22nd March 2025

Always had very competitive saving rates and excelle...

Always had very competitive saving rates and excellent support and customer service. There's a variety of saving accounts from the 95 day account to easy access accounts Reviewed on: 22nd March 2025

Easy to set up and a great savings rate that gives 9...

Easy to set up and a great savings rate that gives 95 days notice of interest rate changes too Reviewed on: 22nd March 2025

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