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RCI Bank: 95 Day Notice Account reviews

Name: 95 Day Notice Account
Rating: 4.86 (672 reviews)

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4.88

Based on 672 reviews, last reviewed 7th Feb 2026

15700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Customer Focus Always helpful, resolve issue first timewith empethy. Reviewed on: 7th February 2026

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025

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About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (672)

Interest rates

Excellent service and good interest rates Reviewed on: 10th March 2025

High interest rate of 95 Day Notice Account

The website of RCI bank is easy to use. The product 95 day notice account has the highest interest rate among the markets. Reviewed on: 10th March 2025

User friendly

Just good straightforward bank user friendly and fair rates Reviewed on: 10th March 2025

Excellent all rounder

Clearly laid out website, showing all savings products, each with a comprehensive description. Accounts are easy and quick to apply for. Accessing your accounts is straightforward, whilst providing a good level of security. It is easy to navigate between accounts and get a clear uptodate status. Reviewed on: 10th March 2025

Great customer service.

Great customer service. Regular alerts and account updates. We know our money is safe. Reviewed on: 10th March 2025

Best bank I have dealt with all queries answered str...

Best bank I have dealt with all queries answered straight away Reviewed on: 10th March 2025

Refer to FCA

Deposit transferred through Faster Payment System to their HSBC bank according to instructions but no contact from RCI to confirm receipt. Their website is closed! Forced to start claim through Financial Conduct Authority. Reviewed on: 7th January 2025

the 95 days notice account

The transaction is very fast and efficiency. I join the 95 days notice account. This account is quite high interest rate. But I don't know when I withdraw money from my account. Do I have any interest during the 95 notice days. I attempted to ask the customer service via e mail but no response from their replied e mail Reviewed on: 20th December 2024

Service

Update 17th December 2022 - money has now arrived Reviewed on: 16th December 2022

NO COMMUNICATION!!!!

This bank in inept and should not be in this business. Cant withdraw or close account via web and nobody answers the phone or responds to email. I shall have to call the Chairman and put a rocket up his rear end. Absolutely USELESS Reviewed on: 16th November 2022

Reply from RCI Bank Hi Jonathan, head of savings here, and with bit of a long reply to all the comments but bear with me. I’m very sorry if you had a long wait time on the telephone or not being able to connect. We’ve kept some very competitively priced accounts on sale for the past two weeks up to this morning. At a time when household finances are stretched, I asked the team to give some priority to opening accounts at these rewarding rates (rather than taking the products off sale) so customers would earn a competitive return on their savings for years to come. I’m sorry this impacted your experience with us. I also regret this happened to as many people as it did- we do take onboard all feedback. Due to the sheer volume of applications, the team has been busy processing over 30k manual account openings, telephone calls, emails, and inquiries as we welcomed tens of thousands of new savers. We’re heartened that so many UK households are saving and getting a rewarding rate of interest. We’re now working through the contact backlog. If you still have an outstanding issue and would like a personal response to your query, please follow us on Facebook and send us a private message so that we can contact you directly. Please make sure it’s a private message and you don’t publish your personal information for all to see. Best wishes!” Response date: 17th November 2022

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