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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (678)

Good interest rates.

5
Good interest rates. Very easy app to use. Never had any problems Reviewed on: 29th January 2026

Excellent company

5
Very easy service to use with prompt service Reviewed on: 29th January 2026

Always found to be very amenable and offering great...

5
Always found to be very amenable and offering great service with some of the best interest savers rates Reviewed on: 29th January 2026

High, consistent, competitive interest rates on prod...

4
High, consistent, competitive interest rates on products Reviewed on: 29th January 2026

Competitive rates of interest.

5
Competitive rates of interest. Easy to set withdrawal date. Plenty of notice on interest rate changes. Reviewed on: 29th January 2026

Good communication, easy to use service with competi...

5
Good communication, easy to use service with competitive rates. Reviewed on: 29th January 2026

Easy and quick service.

5
Easy and quick service. peace of mind with great interest each month Reviewed on: 29th January 2026

Easy to setup & use my accounts

5
I have found RCI bank accounts so easy to setup and manage. Reviewed on: 29th January 2026

Good rates good service easy online banking.

5
Good rates good service easy online banking., been with you from day one in UK banking. THANK. Reviewed on: 29th January 2026

I have three accounts with RCI bank a 95 day notice...

5
I have three accounts with RCI bank a 95 day notice account, a fixed term account and a freedom saver. They have all provided me with excellent interest rates. Whenever I have phoned customer service for advice they have always answered quickly and helped me with any queries. Reviewed on: 29th January 2026

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